Bin Hong

As a professional risk management expert, Hong Bin has deep knowledge and experience in market risk, credit risk, and most of investment product structures. He has product design and research experience, and as well as in risk oversight operations at major US banks.
Hong Bin graduated from Fudan University, China with a bachelor’s degree in mathematics and from University of Pittsburgh with a Ph.D. in Applied Mathematics. He was the local investment club president in 1992. He started his financial career in 1997 at Bank One as a vice president, and managed market risk. As financial professionals, he has experienced complete economic cycles in 2000 and 2008 and has a deep understanding of risk control. As a risk oversight manager, he supervised the market risk of multiple derivative trading desks (stocks, commodities, interest rates, and credit), analyzed daily P&Ls, risk metrics and VAR calculations, performed quarterly stress tests, monitored transaction limit use and exception handling, approved new products and suggested appropriate risk calculation methods. In 2005, Hong Bin joined Mitsubishi United Bank as Senior Vice President of the Treasury Department, and served on the ALCO and Market Risk Committees, participated in the bank’s annual strategic plan for new business, and conducted long-term and short-term gap studies for the future direction of the bank. In 2014, Hong Bin became a Managing Director of KPMG in Risk Consulting. He helped Goldman Sachs, Morgan Stanley in risk modeling including macroeconomic scenario models; he also led Bank of China, China Construction Bank developing EPS stress test models. At the same time, Hong Bin served as an Executive Board Member of Asia Society and is responsible for KPMG’s in-bound and out-bound investments in western coast.

Investment Philosophy

Investment decision is a conscious balance between risk and return. Superior investment performance is not our primary goal, but superior performance with measured risk is. Therefore, instead of just looking for potential profits, we put the loss prevention in the most important position. Our primary belief is if we can avoid losers, the winners will naturally arise. Within the limits of defined risk parameters, effective diversification is critical to achieving maximum returns. There is no way to get rich quickly; usually the risk is proportional to the length of investment